WorthBook articles
Net worth and financial records
Practical guides to calculating net worth, organising currency accounts and tracking changes.
Net worth basics
What is net worth? How to calculate your assets and debts
Your bank balance is only part of the picture. Learn how to account for savings, investments, property, credit cards and mortgages, and keep your financial records up to date.
Multi-currency accounts
How to track net worth across multiple currencies
You cannot add HKD, USD and JPY balances directly. Learn how to choose a base currency, convert assets and debts, and distinguish balance changes from exchange-rate effects.